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Car financing

Drive now, pay in instalments

Spread the cost of your next car with a deposit and affordable monthly payments.

How financing works

Flexible plans for workers and business owners

Pay a deposit, drive away, and clear the balance over an agreed period. We work with partner banks and also offer in-house instalment plans on selected cars.

  • Deposit from 20% on selected cars
  • Plans from 6 to 36 months
  • Pay by bank transfer or Mobile Money
  • Quick decisions — often within a few working days
Sedan available on an instalment plan

Instalment calculator

Estimate your monthly payment

Move the sliders to see what a car could cost you each month. This is an estimate — final terms depend on approval by our partner banks.

2021 Toyota Tacoma TRD Double Cab

30% ·

Minimum deposit: 20%

Repayment period

Estimated monthly payment

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Deposit
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Amount financed
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Period
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Interest rate
28% a year
Total you'll pay (incl. deposit)
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Apply on WhatsApp

Estimate only, based on the interest rate shown. Your actual rate, deposit and monthly payment are confirmed after the lender reviews your application.

Financing FAQ

Questions about instalments

Can't find your answer? Ask us on WhatsApp — we reply fast during opening hours.

Ask on WhatsApp
What documents do I need?

Usually your Ghana Card, payslips or bank statements for the last 6 months, and proof of address. Business owners should bring business registration documents and business bank statements.

Can I pay the deposit with Mobile Money?

Yes. You can pay the deposit by Mobile Money or bank transfer. We give you a receipt for every payment.

Can my old car be the deposit?

Yes. Trade in your current car and we will put its value towards the deposit on your next one.

Can I pay off early?

Yes, you can clear the balance early. Ask us about the settlement terms for your plan.

Apply

Apply for an instalment plan

Tell us a little about yourself and the car you want. We will call you to explain your options — no commitment.

  • No commitment to apply
  • We explain every cost up front
  • Your details stay private

Financing application

We'll call you back — usually the same working day.